The Bank offers cash credit limit facility to small traders or partnership firms to fulfil their working capital requirements. This loan facility is provided in two forms namely :

• a) HYPOTHECATION CASH CREDIT LIMIT : This type of financial facility in the form of cash credit limit while sanctioned against merchandise goods.
• b) PLEDGE CASH CREDIT LIMIT : Pledge cash credit limit shall be sanctioned by the bank against effective custody of the goods under lock and key of the Bank.

Purpose	To provide cash credit advances to Private Traders/ Firms.
Eligibility	The cash credit limits under the scheme shall be sanctioned to small traders or partnership firms residing/established within the area of operation of the branch. The Individual Traders/ Firms will be entertained by the bank only if the Trader/Borrower is engaged in the business at least for the last one year. The applicant should be Nominal member of bank.
Loan Amount	For HYPOTHECATION CASH CREDIT LIMIT : 5.00 Lakhs For PLEDGE CASH CREDIT LIMIT : 10.00 Lakhs
Interest Rate	13.00 %
Loan Period	1 year
Margin	75.00 % For Hypothecation Cash Credit Limit and 40.00 % For Pledge Cash Credit Limit.
Re-Payment Mode	Minimum one credit entry in 90 days is required.
Documents	Registration certificate of firm, Annual accounts, Partnership deed in case of partnership firm, ITR of last three years, Certificate of TIN No., ID proof(self and guarantors).