Services Charges.pdf

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S.No.

Service

Charges(Exclusive of Taxes as applicable)

Comment

SAVING / CURRENT BANK ACCOUNT

1	Minimum Balance with cheque Book	1,000.00
	If Quarterly Average Balance (QAB) of Rs. 1000 is not maintained	100.00	Per Quarter
2	Minimum Balance without cheque Book	500.00
	If Quarterly Average Balance (QAB) of Rs. 500 is not maintained	50.00	Per Quarter
3	Current Account	2500.00
	If Quarterly Average Balance (QAB) of Rs. 2500 is not maintained	100.00	Per Quarter
4	Cheque Returne Charge (Including of ECS)
	Inward	200.00
	Outward	100.00
5	Service charges on Returne Cheque sent by post	50.00	Or actual, whichever is higher
6	Cheque Book Charges
	SB CHEQUE BOOK ACCOUNTS
	one Cheque Book of 20 leaf every year	Free
	Next cheque Book	Per Leaf Rs. 2.00
	Personalize Cheque Book	Per Leaf Rs. 2.50
	CURRENT AC / CC / OD CHEQUE BOOK ACCOUNTS
	one Cheque Book of 20 leaf every year	Free
	Next cheque Book	Per Leaf Rs. 2.00
	Personalize Cheque Book	Per Leaf Rs. 2.50
7	Incidental charges for no operation in past one year(Inoperative Accounts)
	Saving Account	No Charge to be debited
	Current Account	100.00
8	SB A/c being used for multipal transaction	25 withdrawal free every quarter, there after Rs 10 per debit entry
9	Issue of duplicate passbook / statement
	SAVING ACCOUNT PASSBOOK
	First Passbook	Free	Per page or part thereof
	Subsequent Passbook	Free	Per page or part thereof
	Duplicate Passbook	50.00
	CURRENT ACCOUNT / CC / OD STATEMENT
	First Statement	Free once in a month
	Duplicate Statement	30.00
10	In Case of Loss of Complete Blank Cheque Book
	Saving Account	200.00
	Current Account	400.00
11	Premature Account Clouser (Within One Year)
	Saving No Frill Account	0.00
	Saving Non-Cheque Book Account	100.00
	Saving Cheque Book Account	200.00
	Current Account	200.00

Recurring Deposit Accounts

1	Minimum amount & multiples	100.00
2	Irregular RD A/c is regularised i.e. where instalments are not deposited in time	Rate of Interest shall be SB rate
3	Irregular RD A/c is regularised i.e. instalments are paid late	Rs. 2 per Rs.100 per Month
4	Issue of duplicate passbook
	with latest balance	100.00
	with old entry	Rs. 100+Rs. 20 per page or part thereof
	Recurring Deposit will not be accepted for less than one year

Remittance

1	Issue of Demand Draft / MT / BC
	Up to Rs 1,00,000/-	Rs 2.50 per thousand subject to a minimum of Rs 25/-
	Above Rs. 1,00,000/-	Rs 2.00 per thousand subject to a minimum of Rs 250/-
2	Banker's Cheque/ Pay Order
	Up to Rs. 1,00,000/-	Rs 2.00 per thousand subject to a minimum of Rs 20/-
	Above Rs. 1,00,000/-	Rs 1.50 per thousand subject to a minimum of Rs 200/-
3	For remmitance against tender of cash in 1&2 above	50% above normal rates
4	Issuance of DD/ POs
	Duplicate	100.00
	Revalidation	100.00	Amount will not be more than the amount of DD/Pos
	Cancellation	100.00

RTGS/NEFT Charges

1	NEFT AMOUNT
	UPTO 10,000/-	Rs. 2.00
	10,001/- to 1,00,000/-	Rs. 4.00
	1,00,001/- to 2,00,000/-	Rs. 14.00
	2,00,001/- and above	Rs 24.00
2	RTGS AMOUNT
	2,00,001/- to 10,00,000/-	Rs. 20.00
	10,00,001 and above	Rs. 40.00
3	EFT Charges same as NEFT

Collection Charges

1	Service Charges for Local Cheque Collection	Nill
2	Service Charges for Outstation Cheque Collection
	Upto - Rs.5000/-	25.00
	Above Rs.5000/- and upto Rs.10000/-	50.00
	Above Rs.10000-and upto Rs.100000/-	100.00
	Above Rs.1 lakh – 5 lakhs	200.00
	Above Rs.5 lakhs – 10 lakhs	225.00
	Above Rs.10 lakhs	250.00
3	Direct through other bank i.e. instruments drawn at a center where we have no branch	Above Charges are to be shared on 50:50 basis between collecting bank and proceeds should be remitted
4	Cheques collected through our branch for another bank
5	Handling Charges for bills returned unpaid
	Local	50 per instrument
	Outstation per case or instrument	50% of the collection charge/ min. Rs.100/-
6	Collection of Deposit receipt on maturity	Paying banker shall charge remittance charges + Actual Postal Charges (as paying banker)

Charges for carrying out various Instructions

1	Stop Payment per instrument for all types of accounts	Rs 50 with maximum amount Rs 150 for multipal cheque in sequance
2	Issuance of Duplicate FDR in case of Lost	Rs 50 (Subject to other conditions like indemnity bond)
3	Standing Instruction	No charges within bank
		Rs. 50 per transaction + applicable remmitance out side banks plus actual postage charges
4	Standing Instruction failed
	Out side bank	Rs 100 per SI
	In side bank	Rs 50 per SI
5	Additional / deletion of names in joint Accounts/Nominations/Changes in operation Instructions(Including Locker)per occasion	25.00

Locker Rent

1	Small Locker	Rs. 700 per year
2	Medium Locker	Rs. 1300 per year
3	Large Locker	Rs. 2000 per year
Note: In all the above cases, 30% concession for bank staff

Safe custody

1	Scrips	Rs. 150 per scrip with minimum Rs.300 per annum.
2	Sealed Cover	Rs. 150 (each) with minimum Rs.300 per annum.
3	Sealed boxes	Rs. 150 (each) with minimum Rs.300 per annum.
Note: In all the above cases ,actual charges incurredby the bank on postal ,Fax,Mail,Registry etc.shall also be charged

Charges for Guarantee / Balance Certificate / Banker's Certificate Issued

1	Bank Guarantees against FDR's	1 % plus fixed charges of Rs 200 p.a.
2	Charges For Issuance of Balance Certificate, at the Customer Request	20.00
3	Charges For Issuance of Banker's Certificate on behalf of contractor clients for participating in the Government tender	500.00

Cash Handling Charges

1	RD,FD and Loan Account	Nil
2	In Saving account upto Rs. 1 Lakh per day	Nil
	Above Rs. 1 Lakhs for every Rs. 50,000/-	Rs. 25/- per Rs. 50,000 and Rs. 10,000 maximum
3	Upto 10 packet in current CC/OD/Traders Limit	Nil
	Above 10 Packets	Rs. 100/- per 10 Packets and max. Rs. 10,000/- (On daily basis)

Other Charges

1	Maximum limit of cash withdrawal from other Branches(SB/CD/OD/CC)	Rs 25000/- (On daily basis)
2	Change authorized signatory including reconstitution	Rs. 50.00/-	Current,Cash Credit,Overdraft Account
3	Enquiry related to old record	Rs. 150/- per item upto two years and thereafter,add Rs.100/- per additional year
4	SMS Charges	Rs. 15/- per quarter
5	Issuance of Solvency Certificate	Rs. 500/- per certificate