Purpose	To fulfil the short term, mid term and long term credit requirements. Working capital for maintenance of farm assets and activities allied to agriculture, like dairy animals, inland fishery etc.
Eligibility	Resident farmer of the district. Farmer account holders between 18 years to 65 years. Member of Gram Seva Sahkari Samiti or Nominal member of bank. The land should be unencumbered i.e. Not mortgaged anywhere else.
Loan Amount	Through Central Co-Operative Bank Branch: For Unirrigated land : 10.00 Lakh For Irrigated land : 20.00 Lakh Through Gram Seva Sahkari samiti : For Unirrigated land : 50,000 /- For Irrigated land : 1,00,000 /- NOTE: Loan amount based on 70% of DLC rate of land or according to repaying capacity of the farmer as per described in the project report, whichever is minimum of both.
Interest Rate	11.50 % (2.00 % interest subsidy by state Govt. on timely repayment)
Loan Period	9 years
Re-Payment Mode	Half yearly (June & December)
Documents	Land documents, ID proof, purpose of loan declaration, Project report and proposed income sheet.