• Thursday, September 19, 2024
    • Highlights
    1. QR Code facility is now available for Bank Customers
    2. Whatsapp Banking Service is now available for Bank Customer Queries
    Service
    Personal Loan

    The bank offers personal loan facility to professional and self employed individuals based on an appraisal of income. No collateral security is required to get this loan.

    Purpose
    • To fulfil the mid term credit requirements of professional and self employed individuals based on an appraisal of income which is calculated on income proof.
    Eligibility
    • Permanent employees working in government, semi-government, autonomous bodies, co-operative institutions and banks are eligible for the loan.
    • Self employed persons who are income tax assessee from last three years.
    • The applicant should be resident of Churu district.
    • Age between 21 to 55 years.
    Loan Amount
    • Maximum 4.00 Lakhs
    Interest Rate
    • Upto 2.50 Lakhs : 11.50 %
    • Above 2.50 Lakhs on whole amount : 12.50 %
    Loan Period Maximum 5 years
    Re-Payment Mode Monthly
    Documents ID proof, PAN Card, ITR of last three years, Employer's NOC and Salary account statement and any other documents which Bank officials require.