The Bank offers mortgage loan facility to eligible individuals and firms to meet out their personal and business needs. It could be provided in the form of term loan as well as in limit form

Purpose	To provide credit facility in the form of term loan/credit limit for personal needs. To provide credit facility in the form of term loan/credit limit for commercial needs. To provide credit facility in the form of term loan/credit limit for higher education, Vehicle purchase, Construction work, etc.
Eligibility	Permanent employees working in government, semi-government, autonomous bodies, limited companies and banks are eligible for the loan. Self employed persons/ legal entities who are income tax assessees from last three years. The applicant should possess clear title of land in his own name. The above said land should be in in Bank's work area. Two applicants can jointly apply for the loan. One of them should possess clear title of land in his own name. In case of non-salaried applicants, one of them should be income tax assessee from last three years. Age between 18 to 65 years.
Loan Amount	Minimum 1.00 Lakh and Maximum 15.00 Lakhs Loan amount to be sanctioned is to be calculated on the basis of the value of the property to be mortgaged. The loan amount could be maximum up to 50.00% of the value of the property. The evaluation of the property is to be done by the Bank's approved valuer.
Interest Rate	Interest rate could be flat or flexible according to the loan type. Interest rate : 13.50 %
Loan Period	Maximum 10 years or Up to 65 years of the applicant, whichever is less.
Re-Payment Mode	Monthly
Documents	ID proof, Land documents, Purpose of loan declaration, ITR of last three years, Employer's NOC and Salary account statement.